Regardless of your situation, the
start of a new year is a great time to create new money management habits. The
Federal Trade Commission has a website that can help you do just that. Money Matters provides information on
basic money management, debt, and how to avoid scams. For people for whom
budgeting can be a challenge, the website provides good tips on how to create –
and stick to – a budget. The site also has tips on saving money and even on how to
watch what you spend. It is a fact of American life that many people are in debt, whether it’s due to credit
cards, student loans, or a mortgage. Money Matters also has tips on how to deal
with this. Not only do they offer basic information about what different
situations may be, but they also tell you different ways to deal with your
problem. Finally, be sure to check out Scam Watch. In the course of trying to
manage your money or get out of debt, you may find yourself the victim of a
scam. Unfortunately, many scam artists target the people who are already in
trouble. The website has information on the different types of scams, how you
can identify them if you get solicited, and what to do if you get taken.
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